Compare employee benefits, dental, drug, disability, life insurance, HSA and group retirement options with independent guidance — built around your team, your budget and your renewal goals.
Group Benefits and Retirement Plans aren't one-size-fits-all. Without independent guidance, businesses end up with the wrong plan, the wrong carrier, and the wrong outcome at renewal.
Premiums increase year after year with no clear explanation or strategy.
Coverage that doesn't match how your team actually uses benefits.
Staff can't tell what's covered, leading to frustration and low perceived value.
Owners and key people end up exposed — or paying for the wrong things.
Without a Group RRSP or DPSP, retention and recruiting suffer.
Buying direct from one provider means no leverage at renewal.
Switch between services to see how each piece fits into a plan built around your team.
Health, dental, prescription drugs, vision, paramedical, life, AD&D, short and long-term disability, plus optional Employee Assistance Programs — designed around how your team actually uses coverage.
Group RRSPs, DPSPs and pension-style structures, matched to your payroll, your owners and your retention goals — explained in plain English.
HSAs let business owners offer tax-efficient healthcare dollars employees can use on what they actually need — alone or alongside a traditional benefits plan.*
Beyond group plans — life, critical illness, and disability strategies for owners, key persons, and buy-sell agreements. Coordinated with your existing benefits and retirement plan.
We help owners think about their retirement match alongside the team they've built — coordinating Group RRSP, DPSP and personal strategies. Tax decisions should always be confirmed with a qualified tax professional.*
From construction and trades to hospitality and professional services, we tailor benefits and retirement to industry-specific risk, turnover, and compensation patterns across Alberta.
Plans built for variable hours, COR-certified safety teams, and field-based crews.
Coverage and disability protection for shop floors, drivers, and dispatch teams.
Affordable entry-level plans that scale with restaurants, bakeries, and hospitality.
Designed for clinics, accountants, consultants, and specialty professionals.
Tailored for shift workers, technicians, and asset-heavy operations.
Tiered plans and HSAs that fit part-time, full-time, and seasonal staff mixes.
We help Alberta business owners compare options across leading Canadian insurers and benefit providers — appointments and product fit are confirmed for each engagement based on plan size, eligibility and market availability.
Carrier names are for reference only and do not imply endorsement, partnership, or active appointment in every case. Available carriers vary by plan size, location, group eligibility and current market conditions. We confirm appointments and product fit for each individual engagement.
An honest side-by-side. You decide.
| What you get | Buying direct | Independent advisory |
|---|---|---|
| Plan design tailored to your team | ||
| Renewal negotiation across carriers | ||
| Employee education & onboarding | ||
| Multi-carrier comparison at quote & renewal | ||
| Owner & key-person protection planning | ||
| Long-term ongoing advisory support |
20 questions. 5 categories. An honest, structured view of where your group plan really stands — built specifically for Alberta SMB owners.
Enter your business email and I'll send you the audit checklist immediately.
Whether you want a full quote or just a second opinion on your current plan, you'll get the same level of analytical rigour. Pick the path that fits where you are.
Share a few details and we'll return a multi-carrier comparison within 5–10 business days.
A no-pressure second opinion on your current benefits or retirement plan. We'll review what you have and send back a written summary.
One conversation can change how your benefits and retirement plan serve your business for years to come.
